Payment Service Provider  ·  UK & Europe

Fintech you
can build on.

Payodo gives businesses end-to-end payment infrastructure — from acquiring to settlement — through a single, unified platform built for scale.

99.99%
Uptime SLA guaranteed
<200ms
Average authorisation time
180+
Currencies supported
PCI DSS
Level 1 compliant infrastructure
Designed to meet
FCA Regulated PCI DSS Level 1 GDPR Compliant ISO 27001 Strong SCA / 3DS2
Everything you need to accept and move money.

Unified Payments API

One integration to accept cards, open banking, digital wallets, BNPL, and 100+ local methods across the UK and Europe.

Real-Time Settlement

Move money on your schedule with configurable settlement windows — from same-day to rolling — and full reconciliation data.

Fraud & Risk Engine

Machine-learning risk scoring, 3DS2 authentication, and real-time rules — reduce fraud without sacrificing conversion.

Multi-Currency

Accept payments in 180+ currencies and settle in your preferred currency with transparent FX rates and no hidden fees.

Reporting & Analytics

Live dashboards, automated reports, and full transaction-level data accessible via API or our merchant portal.

Platform & Marketplace

Split payments, onboard sub-merchants, and manage payouts across complex business models with Payodo Platforms.

Security and compliance at every layer.

Payodo is designed from the ground up around the standards that matter — so you inherit enterprise-grade compliance without the enterprise-grade effort.

  • FCA authorised Payment Institution
  • PCI DSS Level 1 certified acquiring infrastructure
  • 3D Secure 2 (SCA-ready) across all card schemes
  • End-to-end encryption with tokenisation
  • Automated dispute and chargeback management
Talk to our team
Live settlement
£48,291
Processing today
72% of daily volume
Auth rate: 97.3%
All systems operational

Be first in line.

Payodo is launching in the UK later this year. Join the waitlist and we'll reach out as soon as early access opens — no spam, ever.

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